Caught in a financial spider web?
It was the worse day of my life. I had to tell my husband that I had bungled our finances so badly that our 'bank' was in need of a bailout. It was not a good day.
But from that really bad day, came some surprising blessings. My husband and I started talking about money, instead of hiding from the topic. We attended a Financial Peace University course. And we found the Trick to successfully managing our household spending.
Mrs. Lynette Trick, to be exact.
Now you know me - I can't keep a good thing to myself. My goal is to share what works for us, in the hopes that I can encourage you. And Lynette? This woman is a really good thing.
Lynette is a sweet woman, with short grey hair, a compact body, and a no-nonsense manner. Her God-given gift is financial counseling and she operates from such a state of humbleness that every conversation is about how to improve our financial situation - never judging our past decisions and actions. This woman is the safest person I know of to talk to about finances.
She's a certified financial counselor with Financial Peace University (a Dave Ramsey course), and offers Financial and Personal Spending Counseling.
Since this month is all about finding financial balance, I asked her:
What are the top four things people can do today to improve their financial situation? Her reply:
If you're struggling with managing the finances, if you're worrying constantly, feeling overwhelmed and frustrated, and waiting for the other shoe to drop - it's time to approach your money the same way you approach your other 'farm girl' tasks: You. Can.
Start small and work your way up to forecasting expenditures and saving for long-term needs. Build up a savings fund so when you have an emergency, you don't have to throw your plan out the window.
I don't know about you, but we needed help to get that all under control. Having someone experienced, caring, and committed made all the difference. Having a mediator to sit down with my husband and me to work through the spending plan was simply brilliant.
What do you think? Are you ready to live with one less thing to worry about?
Contact: Lynette Trick, Williamsport, PA email@example.com
Lynette makes house-calls, will work via phone calls, or will host you in her own home office. She'll work with your family one-on-one, she'll come and talk to your community group, your small group, your sunday school and your group of best girl friends who are sick and tired of feeling frustrated about finances.